With SMS 2.0, web 2.0 and other second generation or rather third generation techies, here comes Death 2.0! You must either be astonished or rather aghast…either way, I have your attention now.

Digital Wills as it is said so are one of the most recent to enter the “Will” circuit. Also known as the Internet Will, it is much easier to be created and could be used by you as well. Such a will is a form of list containing all the usernames and passwords and other confidential information stored in these accounts. A list could be created and given to the person who you trust the most and would want to have that information after your demise. More so, if you have a poor memory, such a list can aid you as well.

They can even be kept safe in your account and you could ask someone to send these to all your contacts informing them about your demise. More so, incase you want your children to take care of your finances; you can provide them with all the details regarding your bank account.

In contrast to a will on paper, a digital will is safe in services like the “Last Messages Club” which is very prominent in the UK. Also, it could always be kept updated. More so, there are many such services available which cater to the deceased.

So next time you start thinking about what would happen to all your online secrets, think again! Or scared that your will on paper could easily be forged? Your days of worry can literally get over now.

Agreed that the current generation is net and tech savvy, but the older generation has slowly caught up. It is but obvious that our previous generation has comparatively less number of years to live. So, its time that they start thinking about forming a Will leaving behind what rightfully belongs to their loved ones.

Be it the previous generation or the current one – every second person in urban India has a secret life “Online”. Be it professional or social networking, emails, chats or the more serious work such as e – banking and so on. After all, the online frenzy bug has spread throughout making it as addictive as it could. Most of them make a living out of it.

So what happens to these accounts when the user dies? For instance, an individual caters to all his finances sitting at home using his net banking account. Let’s say he dies the very next day in an accident. What would happen to all his finances? Rather, it has to be ensured that no one misuses all his personal accounts which are full of highly confidential information.

In times of today, it would not be wrong to say that there are two faces of an individual in his entire life – one that he portrays in real life while the other exists on the Internet in the wee hours. Sometimes, the online one might turn out to be the more important of the two.

Most of the netizens are hardly aware of the laws that accompany such a situation. More so, there are many online conglomerates that do not have a ready made policy catering to the users who are deceased. There are others as well who do not publish their terms and conditions.

For instance, the deceased had a Google account and the relatives knew that the account has some information that would be of benefit to the family. Google can help in such a case. The family would be asked to present the full name and contact details of both the deceased as well as the family member seeking information. You would also be asked to submit an email address that could be verified, a copy of the email that you have received from the deceased person authorizing you to collect the relevant information, a copy of the death certificate and the power of attorney for the email account. After verifying the above information, Google would provide you with the necessary information.

Additionally, you might want to know that if Google notices inactivity for almost a year, there are high chances that the email is deleted. So, you can plan your strategies now itself for what is to happen to your secrets post your death!

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Come on… We got to accept this fact that no matter how talented you are, or how big a celebrity status you have acquired, at the end of the day, what really matters is HOW MUCH CASH IS THERE IN YOUR BANK ACCOUNT!

No cash means no worth because honey, it’s all about the money! In today’s society, a person is judged by his financial worth and not by his genuineness and authenticity.

Okay, let us consider one example. Meeting a celebrity is like a dream come true. And a person gains a celebrity status after acquiring name, fame and money. But what is the use of such status if you are UNDERRPAID? You may be prosperous in the eyes of the society, but only you know your position and how you have to think overnight for spending bucks in the cocktail party awaiting you the next day.

We, as audiences, usually have this notion that high profile careers are attired with fat cheques, but we have some underpaid people, who may have their names in the list of some of the high profile personalities, but who have to give a second thought before spending one single night in a seven star hotel!

If this “underpaid” aspect is disclosed, there are all the chances that these concerned celebrities would lose all the respect in the eyes of the audience, for sure! Surely, when these celebrities are not spared for having no money, forget about a COMMON MAN! His worth is judged by his salary, the number of cars he owns and how many plots he has, apart from his posh bungalow, where he lives in sheer style!

Today’s materialistic society just knows one thing, the POWER of Money. Human values like truth, proper conduct, love, peace, and honesty are like used tissues which find their place in trash only. Imagine the situation of a low paid clerk, who earns merely Rs. 10,000 per month, takes care of his family but at the end of the day bears the curse of his neighbors and society for being ‘poor.’ A middle class man fails to come out of his loans and hence, dies of poverty, passing on his liabilities generation after generation. Therefore, a common man always remains a common man throughout his life, while the rich enjoys his right to suck every single drop of blood from the poor person, leaving him in the ruins of penniless creatures, dying a dog’s death!

So, strive to become rich, or gain no respect! Choice is yours!

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There are many aspects that must be considered and worked on before actually getting on to the flight and post landing in Australia. Some such activities include banking your money, car, telephone and internet, utilities and so on.

Ensuring that all your savings are safely transferred is the key of all aspects. For this, efficient banking is a must. Thus, opening a bank account is a must which would require you to present an ID such as that of a passport. Certain banks in Australia permit you to open an account prior to your landing in Australia. Once you land, you must to go the particular branch within the first 6 weeks with an identification proof. You must provide with a current residence address. This can also be a temporary address till you find a decent accommodation for yourself. After getting the bankcards, you can subscribe to phone as well as internet banking.

However, it has to be remembered that banking in Australia might turn out to be quite different from that in your native country. Here, it is followed on a points system based on which an individual is permitted to open a bank account. Ideally, a minimum of 100 points have to be acquired to open one. Additionally, a passport and a driving license are also mandatory to be produced.

Also, there are many different types of bank accounts that are available. The most common ones opted for are the deposit or the transaction accounts meant for daily purposes. The interest charged on these accounts is not more than 0 – 1%. A savings bank account is another option that could be considered. Credit cards are also available for immigrants but its takes time to build a good credit history.

Another important aspect is subscribing to a telephone and an interest connection. For this, a service provider could be contacted to fit a connection. You might have to pay some amount to get the connection active.

You must know that Telstra and Optus are the biggest telecom companies in Australia. Either of the above could be contacted for a connection. You would have to be pay monthly bills and there are a number of packages to for you to select from based on your needs.

You would need to buy a new mobile handset since the ones from your native country might not work here. All the major mobile handset companies are present in Australia. You can get a connection along with handset itself. Regarding the network coverage, be careful on the connection you opt for. To know more, contact the Australia Department of Broadband, Communications and Digital Economy.

Next in line are the utilities. If you are living in a rented accommodation, your landlord would look into it for you and pay for you. To know more on the water supply, you can visit the Australian Government National Water Commission.

For gas and electricity, the Energy Australia is the largest service provider. To get a connection, a simple phone call to them would do. However, Utilityone is one single service provider for all your needs of water, gas and electricity, telephone and internet.

A driver’s license is another important document which would prove your identification. If you have an international driving license, you would be permitted to use it in Australia for the initial one year. Post one year, you would have to take a written test to convert your current license into an Australian one.

Last, but not the least, having an independent mode of transport is of utmost importance. You would not find any problems buying a car in this country. However, look around for the best possible deal available. Your vehicle must be registered for you to legally drive. The registration would involve a fee, a pink slip, proof of purchase and ownership, insurance and an ID proof.

All in all, there are many aspects that must be looked into. The above were some of the most important aspects to be considered. To know more on the same, you can get in touch with an Immigration and Visa expert. He can guide you more on the post landing issues.

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Are you intending to immigrate to the UK with your same-sex partner? Know about some of the immigration facets and application process before moving to the UK.

Who can apply?

Same-sex / Civil Partner UK Visas is meant for all those non European or non UK nationals to immigrate and settle down with their same-sex partners. It is essential that the partner should be a national of the European Economic area or UK. Applicants can be made by all those applicants of same sex, where the couples have been staying together in a relationship for a minimum of two years.

Evidences Required:

• It is essential to show that the couple has been living together. Any document showing joint commitments like rent agreements, bank account statements etc. can be shown to prove the same.
• Official records like electricity bill or any proof that shows linking of the same address would prove beneficial.
• Age Limit: It is mandatory to have attained the age of 18 for the couple in order to apply for the visa. Show documentation to prove your age.

How long does the visa last for?

There are two conditions:

• If the civil partnership is for a maximum of four years, the applicants would be issued an initial two year probationary visa. After that, the applicants have the freedom to apply for Indefinite Leave to Remain, provided they prove the validity of their relationship after the initial two years.
• If the civil partnership is for a minimum of four or more years, then the individual can apply for Indefinite Leave to Remain immediately.

For more information, consult an Immigration and Visa expert today!

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