UK Tier 4 Student Visa – Discrediting Top 4 Money Myths

Often the international students, submitting an application for a UK Student Visa, are bombarded with the so-called facts and suggestions from all possible sources, including parents, lecturers, and associates.

One of the key counsels given typically is based around the subject of money. Rumors and chatter related to the Tier 4 application procedure overflow, and so do the confusions concerning what the regulations & guidance actually state.

After you come out of this chaos unscathed, you find yourself in the midst of the alleged hush-hush, unwritten laws that immigration officials may allegedly employ to disrupt your perfectly-tailored visa petition completely.

Supports & family tell you about this allegedly ‘TOP SECRET’ text that gives the immigration officials the power to either sanction or refuse your petition.

UK Tier 4 Student Visa

But are these true?

Let’s check these claims and figure the real story!

  1. In case you happen to be a “low-risk applicant”, there’s no requirement to exhibit proof of money

A low-risk candidate is somebody who possesses a passport from any of the nations listed in the Appendix H of the Immigration Rules and is submitting an application for a visa in the nation or in the nations related with the passport. Masters students at the Bath, Cambridge, Oxford and Imperial also come under this picture nowadays, as elucidated in Annex 6 of the Tier 4 policy regulation.

Nowadays, irrespective of whether you come under the classes specified above, or in case you’re any other kind of Tier 4 candidates, it‘s required that you answer if you possess the money and proof for it, in the form for petition. To say ‘Yes’ when you actually do not have the money is dishonesty, and it may be used against you to deny you’re the visa.

Though the low-risk aspirants may not be required to send their proof of money along with their petition, it does not imply they may not have to do it in the future.

  1. In case you make the tiniest mistake in your petition, it will be declined

It is bunkum.

The meaning of what could be a “tiny” error is important. Simple spelling & keystroke mistakes are tiny and may not be viewed as you making an effort to cheat. But, other errors may not be minute.

For example, take the obligation to have the required amount of money for a period of 28-days in your account. Since it’s an “all or nothing” clause, in case your statement exhibits 27 days, or in case it is just two cents below the obligatory sum, it’s not regarded as tiny.

Neither is the requirement to declare any criminal convictions. In case you stated to have no criminal sentence when you do have, it’s anything but a ‘tiny’ mistake.

The right individual to figure the finer shades in this would be your international student consultant. He would be in a position to assist you in the event you have made an error in your petition.

  1. In case you demonstrate cash in a step-parent’s name, it’s acceptable

It’s correct only insofar that you can offer more proof that your step-parent has officially adopted you and/or in case your father/mother is no more in this world.

  1. In case you utilize a statement from an overseas bank, you require a letter from it ratifying its currency

These are untrue. Paragraph 201 of the policy guidance clearly says:

The amount mulled will be based on the exchange rate for the pertinent currency on the date of your petition, taken from the rates available on

The entry clearance officers may rationally think that the currency of your bank account is as per the nation you are in.

As for the requirement to exhibit the closing amount balance, you can add a note to state this amount in pound on the basis of the rate of conversion, on the date you submit an application.

In case you come from a nation with an unstable currency, add a buffer to the closing balance sum, and confirm you present a petition sooner than later, post your closing balance date.

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